There were over 50,000 filings in California in 2019 and those numbers don’t seem to be going down any time soon. Clearly, borrowers still see bankruptcy as a way to prevent and/or slow down the foreclosure process once...
July 28, 2020
A Lender’s Guide to Bankruptcy
Even before the COVID-19 pandemic, the United States was experiencing a record-breaking number of bankruptcy filings and foreclosures for the sixth year in a row. While the reason for the increased filings varies from...
July 27, 2020
Before You Try to Collect a Debt, You Must Comply with the Fair Debt Collection Practices Act
Introduction The Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., is a consumer protection statute designed to establish legal protection from abusive debt collection practices. The statute...
Authored and researched by Tim Capowski, John F. Watkins, and Kharis Lund with assistance from former colleague(s). The first two parts of this series discussed the role of certain tactics and improper summation techniques...
Authored and researched by Tim Capowski and John F. Watkins with assistance from Kharis Lund and a former colleague. In part one of this article, we addressed the species of summation misconduct that we classify under...